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What is different about buying a house in Colorado?

IN COLORADO THE BROKER WRITES THE CONTRACT ON A STATE FORM, AND YOU SET THE ROLE FIRST.

A licensed broker completes the Commission's approved contract without an attorney and may change it only as the Commission's rule permits (4 CCR 725-1, Chapter 7, VERIFIED). A broker is a transaction broker, an agent for neither party (C.R.S. 12-10-407, VERIFIED), or your single agent, chosen in a signed agreement first (HB26-1426, VERIFIED). The seller discloses to actual knowledge (PROBABLE, 2019 form). There is no state transfer tax, only a documentary fee of one cent per hundred dollars (VERIFIED, C.R.S. 39-13-102). Some water providers rely on nonrenewable groundwater (PROBABLE).

BUYING · SHOWN

Five differences, from who writes the contract to where the water comes from.

  1. FORMS

    Broker-drafted state forms

    A broker must use the Commission approved form where one exists, may change it only as the rule permits, including transaction-specific additional provisions, and must advise the parties to consult legal counsel before signing (4 CCR 725-1, Chapter 7, VERIFIED).

  2. BROKER

    Transaction broker or single agent

    A transaction broker is not an agent for either party (C.R.S. 12-10-407, VERIFIED); a single agent owes the buyer utmost good faith, loyalty and fidelity (C.R.S. 12-10-405, VERIFIED). Since August 12, 2026 the choice is set in a signed agreement first (HB26-1426, VERIFIED).

  3. PAPER

    Disclosure and fees

    The seller delivers the Commission's disclosure form to actual knowledge and must disclose adverse material facts learned later (PROBABLE, 2019 form). The documentary fee is one cent per hundred dollars of consideration on the deed, none at $500 or below (VERIFIED, C.R.S. 39-13-102).

  4. TAX AND WATER

    Two things to ask about

    Property tax is actual value times an assessment rate times the local mill levy (PROBABLE, county assessor page). The contract notes that some water providers rely on nonrenewable groundwater and tells you to ask the provider (PROBABLE, 2019 form).

Who writes the contract, and for whom.

Colorado lets a licensed broker draft and complete the Commission approved contract without an attorney, a limited practice authority that dates to a 1957 Colorado Supreme Court decision. The Commission's rule requires a broker to use the approved form when one exists and applies, permits changes only as the rule allows, including transaction-specific additional provisions, and requires the broker to advise both parties that the forms have important legal consequences and that they should consult counsel before signing (4 CCR 725-1, Chapter 7, VERIFIED).

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The broker's role is the second difference. A Colorado broker works either as a transaction broker, who is not an agent for either party and does not advocate for either side, though they may not disclose without consent that a buyer would pay more than the offered price or a party's motivating factors (C.R.S. 12-10-407, VERIFIED). A single agent for a buyer must promote the buyer's interests with utmost good faith, loyalty and fidelity, keep certain information confidential and disclose adverse material facts actually known (C.R.S. 12-10-405, VERIFIED). A written disclosure of the relationship is required before brokerage activity begins (C.R.S. 12-10-408, VERIFIED), and since August 12, 2026 a signed agreement stating the role and the compensation must exist before any licensed activity (HB26-1426, VERIFIED).

The paper and the fees.

The seller delivers the Commission's Seller's Property Disclosure by its deadline, current to the seller's actual knowledge, and must disclose in writing any adverse material fact discovered later (PROBABLE, read on the 2019 form). Colorado has no separate state transfer tax on most residential sales; a documentary fee of one cent for each one hundred dollars of consideration applies at recording, waived at $500 or less (VERIFIED, C.R.S. 39-13-102). The contract separately lets the parties assign any local transfer tax where a jurisdiction imposes one (Section 15.4, VERIFIED on the 2026 form).

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Property tax in Colorado is the actual value times an assessment rate set by the state times a mill levy set by each local taxing authority; the rates themselves were not read from a primary source here and are not quoted (PROBABLE, county assessor page). The senior exemption requires ten years of prior ownership and occupancy, so it never applies at purchase (C.R.S. 39-3-203, VERIFIED).

The water, and how to use all five.

The contract carries a provision in which the buyer acknowledges the seller's disclosure of the property's source of potable water, with a note that some providers rely to varying degrees on nonrenewable groundwater and that the buyer may wish to contact the provider (PROBABLE, read on the 2019 form). For a buyer from a wetter state, that is the question to ask before the offer.

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Robert can walk a buyer through the form's disclosure and fee mechanics and, since August 12, 2026, works under a written agreement that states his compensation before any licensed activity (HB26-1426, VERIFIED). The exact tax bill for an address is a county assessor and CPA question, and any change beyond what the rule lets a broker add is an attorney's.

THE RECEIPT

Every number and every section, with its source.

VERIFIED means the text was fetched and read on the date shown. PROBABLE means a snippet or a secondary page carried it, and the primary text or an attorney confirms it.
SOURCE · VERIFIED
4 CCR 725-1, Chapter 7, use of standard forms, Cornell LII
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
C.R.S. 12-10-407, transaction broker duties
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
C.R.S. 12-10-405, buyer's agent duties
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
C.R.S. 12-10-408, disclosure of brokerage relationships
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
C.R.S. 39-13-102, the documentary fee
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
C.R.S. 39-3-203, senior property tax exemption
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · PROBABLE
Douglas County Assessor, property tax calculation (formula only)
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · PROBABLE
Contract to Buy and Sell Real Estate (Residential), CBS1-5-19, read on a mirror; section numbers may differ on the 2026 form (Sections 10.1, 10.2 and the source of potable water provision)
Read 2026-09-24.
OPEN THE SOURCE ↗
SOURCE · VERIFIED
HB26-1426, enrolled act, Section 87 (written agreement stating compensation) and Section 106 (effective date)
Read 2026-09-24.
OPEN THE SOURCE ↗
AS OF
September 2026
GEOGRAPHY
Colorado
DOES NOT PROVE
Your property tax bill, your exemption eligibility, or the legal effect of a specific contract term. No tax rate or mill levy was read from a primary source.

WHERE ROBERT STOPS

Robert walks a buyer through the forms and the fee mechanics on the contract. The tax bill for an address is a county assessor and CPA question; changing contract language is an attorney's.

THE RECORD, PUBLICLY CHECKABLE

5.0 across 32 Zillow reviews · 54 recorded sales, 18 in the last twelve months.

Robert S. An, broker associate at Compass, Colorado license 100084328. Checked on the public Zillow profile September 24, 2026; a public profile changes, so read it yourself rather than taking this line for it. Those sales are residential, across the Denver metro.READ THE CLIENT ACCOUNTS WHOLE →

THE BUYER FILE

Tell Robert the event.

Tell Robert where you are moving from and what you are looking for. The buyer file comes back with the relationship disclosure, the forms and the five differences marked for your situation.TELL ROBERT THE EVENT

WHEN IT IS YOUR HOUSE

Send the address, or call.

Robert reads it himself. No sales pitch, and no obligation.
  1. 1You send it The address, or one sentence about what is going on.
  2. 2Robert reads it himself You hear back the same day.
  3. 3One short call What matters most, your real options, and the next step. No obligation.
5.0 across 32 Zillow reviews · 54 recorded sales, 18 in the last twelve months · Compass · CO license 100084328 · 303-529-1213