TOOLS · SELLER NET SHEET

What does each way out actually leave you?

One value. Every path priced on it. Every assumption yours to change.

01INPUTOne value for the house, the payoff, and how long a sale would take02OUTPUTCash at closing, proceeds later and total net, itemised for every path03LIMITEstimates on a number you supply. Not an offer, an appraisal or a valuation04NEXT MOVESend the address and have the paths run on real comparable sales

THE HOUSE

WHAT IT WOULD SELL FORMORTGAGE PAYOFFMONTHS TO SELL 4Nothing is sent. Nothing leaves this page until you ask for a reviewed sheet below.

BENCHMARK

Sell it on the open market

$394,250

Sale price: $415,000
Listing and buyer commission: $16,600
Closing costs: $4,150

Takes about 4 months. The price is not known until it sells.

TWO CLOSINGS

An advance now, the balance when it resells

$364,785

Advance at first closing: $348,600
Programme fee: $26,975 6.50% effective
Closing costs: $4,150
Cash at first closing: $317,475
Proceeds when it resells: $47,310

Cash in days rather than months, and you keep what the resale earns above the advance.

ONE CLOSING

One payment, and it is finished

$347,355

Sale price: $415,000
Selling costs: $40,670
Programme fee: $26,975 6.50% effective

Fastest and simplest. There is no second cheque, so none of the resale is yours.

WHAT SPEED COSTS, ON YOUR NUMBER

$29,465two closings against the open market$46,895one closing against the open market

THE PART NOBODY SHOWS YOU

Every offer is built on somebody’s estimate of your house.

On one Denver house on one day, three programmes valued it at $570,000, $421,800 and $387,000. That is a $183,000 spread on the same roof, and each one computes its offer from its own estimate. So the largest headline can come from the most optimistic guess rather than the best deal. Move the value and watch every path move with it.

If it is worth	Open market	Two closings	One closing
$373,500	$354,825	$328,307	$312,620
$415,000	$394,250	$364,785	$347,355
$456,500	$433,675	$401,264	$382,091

Every number above rests on these. They differ between programmes and between months, so they are yours to set rather than ours to assert.

THE NUMBERS ABOVE ARE YOURS. THIS ONE IS ROBERT’S.

Have the paths run on real comparable sales.

Everything above rests on a value you typed. A reviewed sheet starts from comparable sales, the condition of the house and what it will actually cost to prepare, then runs the same paths on that number. Robert does that himself and sends it back. Nothing above is hidden behind this.THE PROPERTY ADDRESSYOUR NAMEPHONE · REQUIRED, THIS IS HOW ROBERT REACHES YOUNothing is sent until you press the button.

WHAT THIS DOES NOT CLAIM

These are estimates on a number you typed.

No programme has seen the house. A real offer follows photographs, a condition review and underwriting, and arrives in writing. A fee floor, an overage share or a carry charge can sit in a programme’s terms and not in any summary of them, so read the agreement itself before signing. Nothing here is an offer, an appraisal or a broker price opinion.SEE WHAT SPEED COSTS, WITH SOURCES →