COLORADO FIXES ONE FEE BY STATUTE. EVERYTHING ELSE ON THE SELLER'S SIDE IS A CHECKBOX.

Colorado's documentary fee is one cent for each one hundred dollars, or major fraction, of the consideration on a deed offered for recording, charged in addition to any other recording fee, and no fee applies when there is no consideration or the total is $500 or less (VERIFIED, C.R.S. 39-13-102). Who pays it is set by the contract, not the statute. The Denver Clerk and Recorder lists a flat $43 recording fee per document and the same documentary fee, and its page names no separate Denver real estate transfer tax (VERIFIED).

The Commission contract has each party pay its own closing costs in good funds (Section 15.1), lets the parties assign the closing services fee to buyer, seller or a split (15.2), lets either party's box be checked to select the title company and pay for the owner's title insurance policy (8.1), and lets any local transfer tax be assigned the same way (15.4) (VERIFIED). Title insurance premiums are set by the insurers and filed with the Division of Insurance, which tells consumers to shop and compare (Colorado Division of Insurance, VERIFIED).

On a cash sale with no brokerage on the buyer's side and a discounted price, the two lines most likely to shrink are brokerage compensation and, in dollar terms, the fee base tied to the lower price; no source read here states a standard percentage saved, and the documentary fee, the closing services fee and the disclosure duties do not go away (PROBABLE, an inference from the contract's negotiable lines).